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Who we are

Delivering a high-quality service and offers adapted to each of our customers and partners.

HSBC Assurances Vie (France)

HSBC Assurances Vie (France) is a French insurance company and a 100% subsidiary of HSBC Continental Europe. It belongs to the HSBC Group, one of the world's leading banking and financial services institutions, serving 39 million customers worldwide.

The Group is present in 62 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America.

Our purpose

To meet the key needs of our policyholders and their families, supporting them at every stage of their lives.

Whether they're looking to protect loved ones, save for education, plan their retirement, or manage and transfer assets, we can help them achieve their goals and realise opportunities.

Our values

HSBC Assurances Vie (France) aims to provide fair and equal treatment to its policyholders, to offer them appropriate products, and to manage the risks associated with its obligations in a prudent and sustainable way. From strategic decisions to day-to-day actions, HSBC's values are rooted in the company's history.

We value difference

Seeking out different perspectives.

We succeed together

Collaborating across boundaries.

We take responsibility

Holding ourselves accountable and taking the long view.

We get it done

Moving at pace and making things happen.

Our strategy

France is one of HSBC's main insurance markets. HSBC Assurances Vie (France) aims to diversify its distribution networks and adapt its range of products and services for its distributors and their individual and professional customers, while pursuing sustainable growth.

To achieve this, we are constantly working to improve our operating methods and the quality of service we provide.

Also, developing our workforce is key. Employee commitment is continually improved through dedicated training, monitoring quality of working life, and diversity and inclusion leadership programmes.

Our wealth of expertise

Experts in wealth management since 1986, we offer a wide range of insurance solutions and services designed to meet the needs of individuals, professionals and businesses in terms of life insurance, pensions, credit protection insurance and personal protection.

We distribute our solutions through the HSBC Group and external partnerships. Our financial and wealth management experts provide tailored advice to our distributors and their customers.

We benefit from HSBC Group's international expertise, particularly in:

  • asset management through HSBC Global Asset Management, our privileged partner for mutual fund offerings
  • selection of asset managers and funds through Global Manager Selection

Key figures for 2022

Taken from Solvency and Financial Condition Report 2022.
Description Value
Growth written premiums €1,512 million
Net income €73 million
Asset under management €20.5 billion
Solvency capital requirement coverage ratio[@solvency2] 232%
Number of contracts under management 437,500
Number of customers 313,000
Number of employees 212
Taken from Solvency and Financial Condition Report 2022.
Description Growth written premiums
Value €1,512 million
Description Net income
Value €73 million
Description Asset under management
Value €20.5 billion
Description Solvency capital requirement coverage ratio[@solvency2]
Value 232%
Description Number of contracts under management
Value 437,500
Description Number of customers
Value 313,000
Description Number of employees
Value 212

Annual reports

In accordance with regulations, HSBC Assurances Vie (France) produces a selection of annual reports, bringing greater transparency.

Read and download the following reports, (only available in French):

You might be interested in

Learn more about HSBC Assurances Vie (France) and how we got to where we are today.
Find out about our experienced and varied board of directors and executive committee.
Find out why you should partner with an expert in wealth management.

Additional information